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Friday, January 30, 2009

CAR AND AUTO INSURANCE : Advantages of Shopping for Auto Insurance Online

The middle aged consumer is beginning to leverage the internet when conducting personal finances such as auto insurance. Auto insurance has taken a paperless direction and has continued to evolve over the years. A few years ago even obtaining the rates from several carriers meant having to inquire to companies one by one.

Comparing rates a few years ago took a lot of patience and required one to set some time aside so they may call around and obtain rates by repeatedly answering the same questions. In the late twentieth century, insurance companies saw the possibilities and advantages involved in utilizing the internet to conduct auto insurance online.

By the early twenty first century, technology allowed the majority of insurers not only to quote rates online, but to also fully issue and bind policies. Although consumers immediately adopted the ability to obtain rates online, it was until a few years ago that buying auto insurance online became more popular among United States consumers.

As the new technology savvier generation matured, online auto insurance purchases more than doubled year over year. Today, consumers are discovering the advantages of using the internet which include:

* Fast online rate comparisons from multiple companies instead of individual inquiries for quotes.
* The ability to compare and research multiple factors such as financial strength, price, company background, consumer complaint history and more.
* The ability to purchase a policy right from the comfort of their computer and the ability to instantly print out proof of coverage.
* Being able to manage a policy online which include viewing billing history, future installments, making premium payments and even making changes to a policy in real-time.
* Filing claims and reviewing the progress online.
* Saving money by reducing the company costs associated with the issuance of a policy therefore allowing the insurers to transfer the savings to the insured.

Consumers can take advantage by comparing auto insurance online without any obligations to purchase a policy. By logging onto OnlineAutoInsurance.com, one can obtain up to 4 rates from 15 leading carriers such as Progressive, AIG, GMAC and more, at no cost whatsoever.

Supported by onlineautoinsurance.com


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